Improvifi Selects Xplor Pay to Power improviPay, Bringing Seamless Payments to Home Improvement Contractors

improviPay completes the close‑to‑cash journey, helping contractors close more jobs and get paid faster

ATLANTA, GA – May 12, 2026 – Xplor Pay, a leader in embedded payments for vertical SaaS platforms, today announced a new partnership with Improvifi, the financing platform trusted by home improvement contractors to turn “we can’t afford it” into “yes.” The alliance enables the launch of improviPay, Improvifi’s new embedded payments solution designed to help contractors seamlessly move from financing approval to payment collection – all within a single workflow.

Improvifi is known for helping contractors increase close rates and project sizes by embedding flexible financing directly into the sales process. With improviPay, powered by Xplor Pay, Improvifi completes the close‑to‑cash journey, enabling contractors to accept payments in the field or remotely without leaving the platform. The result is faster payment collection, fewer delays, and a more streamlined experience from quote to cash.

Home improvement contractors often face two major barriers to growth: closing the deal and getting paid. While financing solves affordability at the point of sale, payment collection is frequently handled through disconnected tools, manual workflows, and delayed follow‑up. improviPay removes this friction by embedding modern, field‑ready payment capabilities directly into the job workflow, allowing home contractors to win more work and get paid faster once the job is done.

“improviPay represents a natural evolution of our platform,” said Christopher Scoville, CEO, Improvifi. “We’ve always focused on helping contractors close more jobs through financing. With embedded payments, we’re extending that same philosophy to the final step of the sale – making it easier to collect payment quickly, professionally, and without friction. With Xplor Pay, we can deliver a seamless, end‑to‑end experience that supports contractor growth from approval to cash in hand.”

A Complete Close‑to‑Cash Experience for Contractors

Powered by Xplor Pay’s secure embedded payments infrastructure, improviPay enables contractors to accept payments directly within the Improvifi platform using multiple methods, including in‑app payments, Tap to Pay on iPhone, Paylink, and ACH. By keeping financing and payments in one connected experience, contractors can reduce administrative work, shorten payment cycles, and improve overall cash flow.

The solution is purpose‑built for field‑based home improvement businesses, including HVAC, roofing, plumbing, electrical, remodeling, and general contracting, where point‑of‑sale financing and in‑home payments play a critical role in conversion and customer trust.

“Software platforms are increasingly looking for ways to turn payments into a growth lever rather than a back‑office function,” said Chelsea Trout, President, Xplor Pay. “Improvifi has already transformed how contractors sell by embedding financing within the workflow. With improviPay, we’re helping them extend that value – connecting conversion and cash flow in one seamless payment experience and unlocking new monetization opportunities.”

Why Improvifi Chose Xplor Pay

Improvifi evaluated multiple providers before selecting Xplor Pay for its ability to support modern embedded payments, replace legacy approaches, and act as a consultative partner. Xplor Pay’s flexible program models, high‑touch support, and vertical SaaS expertise allow platforms like Improvifi to deliver better customer experiences while turning payments into a sustainable revenue driver.

The partnership reinforces Xplor Pay’s position as a trusted embedded payments partner for SaaS platforms – helping replace outdated payment providers, modernize payment experiences, and support long‑term software platform growth.

improviPay is available now for Improvifi customers across the United States.

To learn more, visit Xplor Pay and Improvifi.

Frequently Asked Questions

What is improviPay?

improviPay is Improvifi’s embedded payments solution, powered by Xplor Pay, that enables home improvement contractors to accept in‑app, in‑field, and remote payments directly within the Improvifi platform.

How does embedded payments benefit home improvement contractors?

By embedding payments directly into contractor workflows, improviPay helps contractors get paid faster, reduce collection delays, improve cash flow, and deliver a more professional and seamless experience for homeowners.

Why did Improvifi partner with Xplor Pay?

Improvifi chose Xplor Pay for its expertise in embedded payments, flexible program models, and consultative partnership approach – enabling Improvifi to turn payments into a growth driver for the platform.

About Xplor Pay

Xplor Pay is a full‑service payment provider committed to empowering software platforms with seamless, embedded payment solutions that enhance user experiences and unlock new revenue streams. Through flexible partnerships, including PayFac as a Service, Xplor Pay helps vertical SaaS platforms scale while maximizing the value of payments.

Xplor Pay is a registered DBA of Clearent, LLC.

About Improvifi

Improvifi is a financing platform built to help home improvement contractors close more jobs by embedding flexible financing directly into the sales process. Serving contractors across HVAC, roofing, remodeling, and other home services sectors, Improvifi enables businesses to increase close rates, grow project sizes, and deliver a more professional buying experience for homeowners.

Media Contact:
Emily Lahey, VP Corporate Marketing and Communications
Emily.lahey@xplortechnologies.com